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Data Formats & Identifiers

XPath

XPath is the W3C query language for addressing parts of an XML document — paths like /Document/CstmrCdtTrfInitn/PmtInf, predicates, and functions used in testing, extraction, transformation, and validation.

Reading an expression

An XPath is a location path: absolute from the root (/a/b/c) or relative (//a finds a anywhere). Predicates filter — //Entry[Amt > 1000] picks entries over a thousand; position predicates like [1] and last() select by order. The @ axis selects attributes, and functions (count, contains, sum, normalize-space) compute over node sets.

Namespace handling trips everyone up: ISO 20022 messages live in a default namespace, so elements must be addressed with a bound prefix or namespace-agnostic matching — which is why a live tester that shows matches instantly beats guessing.

Where it is used

XPath is embedded in XSLT transformations, Schematron business-rule checks, test assertions on XML payloads, and ad-hoc data extraction from payment files and manifests. Our tester evaluates XPath 1.0 expressions against any pasted XML live.

Related Standards

  • •XPath 1.0 — W3C recommendation
  • •XSLT / Schematron — the languages XPath plugs into

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